Buy to let mortgages
For first-time and experienced landlords, buying in your own name or through a limited company.
- For
- First-time and portfolio landlords
- Ownership
- Personal name or limited company
- Our fee
- Typically £376–£585
- Regulation
- Most buy to let is not FCA regulated
Who we help
Buy to let lenders look at the rent a property can earn as well as your own income. Each lender sets its own rules on rental cover, portfolio size and landlord experience, and those rules change often.
We help first-time landlords and experienced investors find a lender whose criteria fit their plans.
- First-time and portfolio landlords
- Purchases in your own name or a limited company
- Rental income checked against lender requirements
- Remortgaging existing rental properties
- Raising money to buy further properties
- Landlord insurance and protection
Questions about buy to let
Can I get a buy to let mortgage as a first-time landlord?
Yes. Some lenders accept first-time landlords, although criteria vary. Some prefer you to already own your own home.
Should I buy through a limited company?
It depends on your circumstances and tax position. We can explain how the mortgage options differ. For tax advice, you should also speak to an accountant.
What does it cost?
Our fee for a buy to let mortgage is typically between £376 and £585, depending on your situation. We agree it with you before we start.
Book a free first appointment
Meet Greig at home, speak by video or do it all over the phone, at a time that suits you. There’s no charge and no obligation.
