Equity release
Advice for homeowners aged 55 and over who want to take money from their home without moving.
- Usually for
- Homeowners aged 55 and over
- Options
- Lump sum or drawdown
- Our fee
- Typically £995, on completion
- Appointments
- At home, with family welcome
What equity release is
Equity release lets homeowners aged 55 and over take tax-free money from their home without moving. You can take it as a lump sum or in smaller amounts over time. It’s usually repaid from the sale of your home when you die or move into long-term care.
It’s a big decision with long-term effects for you and your family. We take our time, explain every option, including alternatives such as downsizing, and welcome family members to every appointment.
- Lifetime mortgages explained
- Lump sum or drawdown
- Alternatives considered first
- Family welcome at every appointment
- Effect on your estate and benefits explained
- Qualified equity release adviser
Questions about equity release
How old do I need to be?
Usually 55 or over, although some plans have a higher minimum age.
Will I still own my home?
With a lifetime mortgage, you keep ownership of your home. A home reversion plan is different: you sell all or part of your home to the provider. We’ll explain both.
What does it cost?
Our typical fee for equity release is £995, charged on completion.
Book a free first appointment
Meet Greig at home, speak by video or do it all over the phone, at a time that suits you. There’s no charge and no obligation.
