How it works and what it costs
One adviser handles your mortgage from start to finish, and any fee is agreed with you before we begin.
- Broker fee
- £0 for first-time buyers and like-for-like remortgages
- Paid by
- The lender, when your mortgage completes
- Other fees
- Agreed with you in advance
How it works
Free first appointment
We talk through your plans and circumstances at your home, by video or on the phone.
Search the market
We compare mortgages from across the market, including deals only available through brokers.
Recommendation
We recommend the mortgage that suits you and explain the full cost, including any product fees.
Application
We submit the application and deal with the lender, valuer, solicitor and estate agent for you.
Completion and review
Once your mortgage completes, we contact you again before your deal ends to review it.
Our fees
For straightforward first-time buyer mortgages and like-for-like remortgages we don’t charge a broker fee, the lender pays us when your mortgage completes.
Most clients pay nothing| Type of mortgage | Our fee |
|---|---|
| First-time buyer mortgageAn individual or couple buying their first home with their own savings or a gifted deposit | No fee |
| Like-for-like remortgageA remortgage with the same borrowing | No fee |
| Buy to let, bad credit and other non-straightforward mortgagesDepends on your situation | Typically £376–£585 |
| Right to Buy, self-build, gifted equity and concessionary purchases | May be charged £376 |
| Equity releaseCharged on completion | Typically £995 |
Any fee is agreed with you before we start. Lenders may also charge their own product fees; we’ll tell you whether a product fee is worth paying compared with a fee-free deal.
Where we work
Most clients meet Greig at home. Others prefer to do everything by phone or video, so we can advise anywhere in the UK.
Book a free first appointment
Meet Greig at home, speak by video or do it all over the phone, at a time that suits you. There’s no charge and no obligation.
